NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal
Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.
This temporary unlimited coverage is in addition to and separate from, the coverage of
at least $250,000 available to depositors under the FDIC's general deposit insurance
rules.
The term "noninterest-bearing transaction account: includes a traditional checking
account, or demand deposit account on which the insured depository institution pays no
interest. It also includes Interest on Lawyer's Trust Accounts ("IOLTAs"). It does not
include other accounts such as traditional checking or demand deposit accounts that
may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of
transaction accounts, visit www.fdic.gov