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About Our Englewood Main Office

We were established in 1988 as the first and main branch of Englewood Bank. In 2004, we became part of the family owned Crews Banking Corp., and in 2012, we added “Trust” to our name, becoming Englewood Bank & Trust. We had been offering Trust and Investment Management Services for 10 years prior to the name change, which was made in keeping with our mission of serving the financial needs of our community.

Banking with us is easy and convenient. Our personal and business banking services and tools let our customers bank when, how, and where they want. We foster a sustainable community and economy, helping our customers manage their finances and achieving their financial goals.

Our Story
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Proudly Serving

Grove City
Manasota Key
Overbook Gardens
Charlotte County
Sarasota County

Services at Our Englewood Main Office

Achieving your financial goals becomes easier when managing your finances is simpler. We focus on banking so that you can focus on living.

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Personal Banking

Convenient personal banking services and tools let you bank when you want—and how you want. You also get timely lending decisions made by local decision makers.

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Business Banking

As a Florida community bank, building strong, sustainable relationships with local businesses is at the heart of who we are and what we do.

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Trust Services

Establishing a trust relationship with us ensures that your assets are managed tomorrow the way you manage them today, for your personal benefit and the benefit of your heirs.

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Investment Management

Our investment management services team can help you achieve a bright financial future through investment strategies tailored to you.

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Consumer Loans

Our personal loans cover debt consolidation, medical bills, home improvement projects, vehicles, and more.

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Residential Mortgages

Our residential mortgage lenders know the territory and can make your dream of home ownership a reality.

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Wealth Management Services

We offer top-notch, investment services with the personal touch that you expect from a local bank.

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Estate Planning

Our trust professionals will take the time to thoroughly understand the important details of your financial position, then discuss your plans for the future and help you identify investment, tax and estate-planning opportunities.

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We offer different checking account options to provide flexibility for busy Floridians.

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We can help you plan for tomorrow with a variety of interest-bearing savings accounts, all FDIC protected.

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Online Banking and Bill Pay

Manage your bank accounts online and save stamps, paper, and time by paying bills online, conveniently and safely.

Loans for Equipment

Equipment Financing

We offer custom-tailored commercial equipment loans for businesses.

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Commercial Real Estate Loans

Whatever your commercial real estate need is, Englewood Bank & Trust can help you meet it quickly and affordably.


Treasury Management

We tailor our Treasury Management solutions to your business needs, allowing you to focus on growing your business.

What Makes Englewood Bank & Trust Different?

A Premiere Banking Experience

We provide a premier banking experience with a personal, hometown touch. In addition, we are proud supporters of Englewood activities, nonprofits, and community organizations, including the Englewood Florida Chamber of Commerce. Many of our staff members have completed the chamber’s Leadership Englewood program, and we have hosted several Business Card Exchange events on the front lawn of the bank. 

Dedicated to Our Community

As a Florida community bank, Englewood Bank & Trust takes great pride in supporting the community that supports us. We value our ability to support organizations that advance worthy causes through the involvement of our team members and with financial support for cultural, civic, religious, and educational organizations that foster the enhancement of life within the area.


Michelle relocated from Massachusetts to Florida in 2004 and joined Englewood Bank & Trust two years later. She holds certifications in branch management and consumer lending. She is a graduate of the Englewood Florida Chamber of Commerce’s Leadership Englewood Program, Class of 2010. 

Michelle Ravagni

NMLS# 795313
Vice President, Retail Banking Officer

 A fixture on the Englewood Sun newspaper’s annual Readers’ Choice Awards, Liz was chosen Best Mortgage Lender four consecutive years (2014-17) and was a finalist for the award in 2018. The Englewood Women’s Council of Realtors (WCR) Englewood on the Gulf chapter named her Affiliate of the Year in 2013, and she is a graduate of the Leadership Englewood Class of 2011. In addition to the WCR, Liz is an active member of the Englewood Area Board of Realtors and Englewood Florida Chamber of Commerce.

Liz Jarvis

NMLS #795307
Vice President, Residential Lender

A Venice resident for decades, Len specializes in commercial real estate and small business loans via conventional and Small Business Administration (SBA) structuring. He has extensive knowledge about servicing the medical sector by providing long-term commercial real estate solutions and equipment lending.

Len Carney

Vice President and Commercial Lender

Kristina joined the bank in 2005, bringing 17 years of general merchandising, service management and training experience from her home state of Vermont. She earned an American Institute of General Banking degree 2010. A longtime member of the Englewood Florida Chamber of Commerce, Watts is a 2009 graduate of Leadership Englewood.

Kristina Watts

NMLS# 795306
Vice President, Business Relationship Banker

Joe graduated from Venice High School and later pursued an associate degree in business management from Manatee Community College, now named State College of Florida, Manatee-Sarasota. Joe’s banking career includes experience in residential and commercial lending and branch management. Directly before joining Englewood Bank & Trust, he worked to build relationships as a commercial lender with another financial institution in the Venice area. 

Joe Cataldo

Englewood Market President

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