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Bryan Pennybacker, CPA
Chief Financial Officer and Executive Vice President and
Bryan started his career in 1980 employed by a public accounting firm located in West Virginia and working within the audit department. Part of his responsibilities included full scope audits over financial institutions, specializing in SEC work, creating Bank Holding Companies and preparing corporate income tax returns. He joined the Crews Banking Family in September of 2005 as the Chief Financial Officer and Executive Vice President for Charlotte State Bank & Trust.
Now serving as Chief Financial Officer and Executive Vice President for three of the banks in the Crews Banking Family (Charlotte State Bank & Trust, Englewood Bank & Trust, and Crews Bank & Trust) Bryan's responsibilities include management and oversight of accounting processes, preparation of financial statements and preparation of annual operating budgets.
Bryan graduated from West Virginia University in 1980, and is a licensed Certified Public Accountant as well as a licensed Chartered Global Management Accountant. He is a member of the AICPA (American Institute of Certified Public Accountants), West Virginia Board of Accountancy and West Virginia Society of CPAs. He has served as the Treasurer for the “Relay for Life” and served on various school committees. He currently serves as Treasurer on a local HOA (Homeowners Association).
Chief Financial Officer and Executive Vice President and
Chief Executive Officer
Joe Cataldo
Englewood Market President
Englewood Market President
Kevin Casey
Senior Vice President, Senior Lender, Venice Market
With over three decades of banking experience, Kevin is familiar with all aspects of commercial lending, specializing in owner-occupied and investor real estate lending. Prior to joining Englewood Bank & Trust in 2015, he served as Senior Vice President or Vice President and three other Sarasota area financial institutions, concentrating on commercial banking and wealth management.
Kevin, who earned a bachelor's degree in accounting at the University of New Haven in Connecticut, was with Englewood Bank & Trust less than a year when he was promoted to Senior Vice President and Senior Commercial Lender. He provides his clients, ranging from small business owners to real estate investors, with expert consultation, tailoring a financing program suited to needs.
Kevin also shares his knowledge and expertise with the community. He chairs the Economic Development, Government Issues and Transportation Committee of the Venice Area Chamber of Commerce, and he is affiliated with the Venice and Englewood Area Board of Realtors. In addition, he serves on the United Way of South Sarasota County’s Allocation Committee and is also involved with the Greater Sarasota Chamber of Commerce as a mentor of the Young Entrepreneurs Academy.
Contact: 941-412-4798Senior Vice President, Senior Lender, Venice Market
Len Carney
Vice President and Commercial Lender
A Pittsburgh native, Len moved to Florida in 1985 and spent time at a trio of Sarasota County banks before joining Englewood Bank & Trust as Vice President of Commercial Lending in 2013. In 2017, he expanded his role to the Englewood Bank & Trust Venice office.
A Venice resident for decades, Len specializes in commercial real estate and small business loans via conventional and Small Business Administration (SBA) structuring. He has extensive knowledge about servicing the medical sector by providing long-term commercial real estate solutions and equipment lending.
Len earned a bachelor’s degree in finance at Troy University in Alabama, completed the Florida Banking Association’s School of Banking at the University of Florida, and is in the process of obtaining the CCIM (Certified Commercial Investment Member) designation.
Len graduated from the Leadership Englewood program, presented by the Englewood Florida Chamber of Commerce, with the class of 2016, and the Leadership Venice program, presented by the Venice Area Chamber of Commerce, class of 2019.
He is a board member for Family Promise of South Sarasota County and is also active in the Venice Chamber of Commerce and the Commercial Investment Division (CID) of the Realtor Association of Sarasota and Manatee (RASM).
Contact: 941-473-2686Vice President and Commercial Lender
Doug Johnson
Vice President and Commercial Lender – Sarasota/Manatee counties
NMLS #895651
Doug joined the Englewood Bank & Trust Team as Vice President of Commercial Lending for Sarasota and Manatee counties in 2018. He brought 21 years of commercial banking experience, including 18 years in commercial real estate lending. He had served as Vice President, Commercial Loan Officer and business banking manager at banks in the Sarasota-Bradenton area.
His familiarity with Sarasota and Manasota counties enables him to provide financial and lending solutions designed to help clients grow their businesses, real estate portfolios and personal net worth.
Doug earned a Bachelor of Science degree in 1979 while majoring in psychology at the University of Florida. He received his MBA (Master of Business Administration) degree, with concentrations in finance and marketing, from the University of South Florida in 1989. USF awarded him a graduate business fellowship.
Doug completed the Graduate School of Banking at Louisiana State University in 2008, as well as Risk Management Association (RMA) courses in business tax returns and commercial loan structuring. He is an active member of the Commercial Real Estate Alliance of the Realtor Association of Sarasota/Manatee, Gulf Coast Builders Exchange and Lakewood Ranch Business Alliance. A Leadership Manatee graduate, he served on the boards of Junior Leadership Manatee (chairman in 2003) and All Faiths Food Bank. He also has volunteered with the American Cancer Society, Boy Scouts of America and the Center for Education School Parents Association.
NMLS# 895651
Vice President and Commercial Lender – Sarasota/Manatee counties
Liz Jarvis
Vice President, Residential Lender - Englewood
NMLS #795307
Born in Bergen, Norway, Liz grew up in Marshfield, Mass. She entered the banking industry in 1978 and moved to the Charlotte-Sarasota area in 1984.
She served in a variety of positions, including 14 years as a Branch Manager (1984-98). She then worked as a Mortgage Banker and Branch Manager for a Southwest Florida mortgage company prior to joining Englewood Bank & Trust as a Residential Lender in 2009.
Liz completed the following American Institute of Banking courses: Principles of Banking, Law and Banking, and Accounting I and II. She also holds a Mortgage Brokers license A fixture on the Englewood Sun newspaper’s annual Readers’ Choice Awards, Liz was chosen Best Mortgage Lender four consecutive years (2014-2017) and was a finalist for the award for three years. The Englewood Women’s Council of Realtors (WCR) Englewood on the Gulf chapter named her Affiliate of the Year-in 2013, and she is a graduate of the Leadership Englewood Class of 2011.
In addition to the WCR, Liz is an active member of the Englewood Area Board of Realtors and Englewood Florida Chamber of Commerce.
NMLS# 795307
Vice President, Residential Lender - Englewood
Terese Duelge
Vice President, Residential Lender - Venice
NMLS #526244
After working as a real estate agent in Wisconsin for two years in the mid-1980s, Terese discovered that her passion was working closely with buyers in need of financing. Thus began her career in residential lending. She served as Senior Mortgage Originator at a community bank in that state from 1986 through 2013, during which time she originated a wide variety of mortgage loans for new and repeat customers.
Terese studied real estate law to enhance her knowledge of the industry. She worked closely with branch associates and hosted workshops and Continuing Education classes for local real estate brokers and sales agents.
After moving to Florida, Terese spent two years as a Mortgage Loan Officer before joining Englewood Bank & Trust as a Vice President and Residential Lender. Terese serves clients from Sarasota to Boca Grande and beyond.
Terese received the Venice Area Board of Realtors Affiliate Honor Roll Award for 2017 and 2019 for her continued dedication as a member of the board’s Scholarship Committee. Terese chairs Cora's Giving Fund, a charity that supports pediatric cancer research. She also volunteers for a variety of other local causes.
NMLS# 526244
Vice President, Residential Lender - Venice
Christine Davis
Senior Vice President, Retail Banking, Venice Market
NMLS #1513225
A familiar figure in financial and community circles in Sarasota, Fla., Christine joined the Crews Banking family in 2019 as a vice president and relationship manager heading up the Crews Bank & Trust’s Sarasota office. She now serves as senior vice president of retail banking for Crews Bank & Trust and Englewood Bank & Trust. Christine began her banking career in 1998. She has experience in retail banking, treasury management and residential lending. As a sales manager and loan officer, she has used her skills to guide, manage and influence successful sales operations, identify and mitigate risk, empower management teams, manage strategic visions, deliver product enhancement and build strong client relationships in both the corporate and community banking environments.
Christine immersed herself in Sarasota’s business and nonprofit communities. She has been involved with Boys and Girls Clubs of Sarasota County since 2002, serving as board chair, vice chair, treasurer and secretary. She is also a founding board member secretary of the Sarasota Athletic Association, a nonprofit focused on creating and managing athletic events to raise funds for local charities, and she spent two years on the board of the Ave Maria School for Special Needs Children.
NMLS #1513225
Senior Vice President, Retail Banking, Venice Market
Kristina Watts
Vice President, Business Relationship Banker
NMLS #795306
Kristina joined the bank in January 2004, bringing 17 years of general merchandising, service management and training experience from her home state of Vermont. She earned an American Institute of General Banking degree in 2010.
Kristina assists the bank’s business customers with a variety of financial solutions, ranging from small business loans and commercial real estate loans, to merchant services and convenience banking. Her availability and willingness to help business owners and nonprofits earned her the sobriquet “Watts on Demand.”
A longtime member of the Englewood Florida Chamber of Commerce, Kristina is a 2009 graduate of Leadership Englewood. She chaired the chamber’s Leadership Committee in 2017 and served as Leadership board liaison.
Kristina serves on the board of directors of both the chamber and the Englewood Rotary, which awarded her the Leo “Pete” Cypher Service Above Self Award and President’s Award and named her a Paul Harris Fellow +1 for her contributions to the Rotary Foundation. A graduate of the Rotary Leadership Institute, she currently serves as club treasurer.
She also serves on the board of directors of Boca Cares, a philanthropic organization comprised of residents, friends, and business partners of the Boca Royale Golf and Country Club. Since its formation in late 2018, Boca Cares has awarded over $170,000 in grants to more than 25 local charities in the Englewood and Venice area.
Contact: 941-473-2713NMLS# 795306
Vice President, Business Relationship Banker
Michelle Ravagni
Vice President, Retail Banking Officer - Englewood
NMLS #795313
Michelle began her career in in the community banking industry in her home state of Massachusetts in 1985. She started out as a Teller, then worked her way up to her first management position in 1991.
She relocated her family to Florida in 2004 and joined Englewood Bank & Trust two years later. She initially made up part of the bank’s “float team,” filling in as needed as a Teller or Customer Service Representative. She subsequently became a Senior Teller, and in mid-2007 she was named Gulf Cove Office Branch Manager.
Michelle holds certifications in branch management and consumer lending. She is a 2010 graduate of the Englewood- Cape Haze Florida Chamber of Commerce’s Leadership Englewood Program. She has served on numerous Chamber committees, including the membership committee and Pirate Poker Run committee, and has participated in various other fundraisers.
Contact: 941-475-6771
NMLS# 795313
Vice President, Retail Banking Officer - Englewood
Becky Leake
Vice President, Retail Banking Officer - Venice
NMLS #817748
“I love Venice,” declares Becky, which combined with her banking experience makes her the perfect fit to serve as Retail Banking Officer at Englewood Bank & Trust’s new Venice branch office. She has been a part of the Venice community since 1990, moving to the city from New Jersey when she was in the sixth grade.
Becky graduated from Venice High School in 1997, attended Manatee Community College, took a Dale Carnegie self-improvement course, and completed numerous banking-related classes. She has been involved in the banking industry in the Venice market since 2000, advancing from teller, to personal banker, to assistant vice president/office manager, to vice president and branch manager.
Actively involved in her community, Becky joined the Venice MainStreet Board for 2022. She has served in many volunteer positions at Garden Elementary, Venice Middle School, and Venice High School. She annually volunteers to work with teachers and students on the VHS Project Graduation program.
Becky and husband, Brian, have two “beautiful children." In her spare time, Becky enjoys being with her family, traveling, and reading.
Contact: 941-221-1173NMLS #817748
Vice President, Retail Banking Officer - Venice
Charlene Dorio
Assistant Vice President, Retail Banking Officer - Retail Support Team
NMLS #795311
Charlene moved here from San Diego in 1999 and joined Englewood Bank & Trust in September of that year. She served as a Customer Service Representative prior to being appointed manager of the main office and later the Rotonda/Cape Haze office. She now serves as Retail Banking Officer to support the retail banking teams at each branch location.
In California, Charlene attended Grossmont College in El Cajon and served as manager of Tinder Box International.
Active in the Englewood Florida Chamber of Commerce, Charlene served as co-chair of the membership committee from 2009 through 2011 and was a member of the Manasota Mystique Committee from 2012 through 2019. She graduated from Leadership Englewood in 2018 and co-chaired the program in 2019 and 2020.
Charlene served on the YMCA Tropical Nights committee from 2010 through 2017. In 2017, she graduated from the Charlotte County Citizens Police Academy. Her community involvement also included serving on the board of Englewood Helping Hand from 2011 through 2013, participating in the Habitat for Humanity Women’s Build in 2017 and 2018, volunteering with the Suncoast Humane Society, and being a Rotarian and Rotary Director from 2017 through 2020.
Contact: 941-769-3653NMLS# 795311
Assistant Vice President, Retail Banking Officer - Retail Support Team
Gwen Gadd
Assistant Vice President, Retail Banking Officer - Cape Haze
NMLS# 1593714
Gwen was named Assistant Vice President and Retail Banking Officer of Englewood Bank & Trust’s Cape Haze office in 2022. A Pittsburgh native, Gwen began her banking career in 1993 on a military base while accompanying her husband, a staff sergeant in the U.S. Army, to Germany. She later became a loan officer in a lending firm and served as an office manager at a financial planning firm in North Carolina. She also has accounting, insurance and retail banking management experience.
Originally joining the Crews Banking Family as a teller specialist in 2016 at Charlotte State Bank & Trust, Gwen was quickly promoted to Personal Banker. In 2017, she transferred to Englewood Bank & Trust, where most recently, she held the position of Retail Operations Manager.
When not at the office, Gwen enjoys going to the Rotonda West American Legion and VFW to listen to the adventures of those who served in the military. She and her husband enjoy bowling and spending time at the beach.
NMLS# 1593714
Assistant Vice President, Retail Banking Officer - Cape Haze
Gretchen Holla
Assistant Vice President, Retail Banking Officer - Boca Grande
NMLS# 1947332
Assistant Vice President, Retail Banking Officer - Boca Grande
Lindsey Foster
Retail Banking Officer - Gulf Cove
Originally from Alaska, Lindsey began her banking career after high school at a community bank and continued working in banking part time and during summer breaks while studying marketing and communication at the University of Alaska Fairbanks and Washington State University. She later became a full time as a teller and personal banker before spending time working in insurance, budget management, contract management and as an event coordinator. Lindsey joined the Crews Banking Family as a personal banker in 2021 at Englewood Bank & Trust’s Boca Grande location. In this position, she provided a full range of banking services to customers while maintaining a friendly, professional and caring attitude. In her free time, Lindsey enjoys the Florida sunshine by fishing, boating, golfing and lounging by the pool or at the beach. Lindsey and her husband of six years have three well-loved cats.
Contact: 941-681-3056NMLS #2384891
Retail Banking Officer - Gulf Cove
Lory Weisensee
Executive Vice President, Director of Trust and Wealth Management
Lory manages the Trust and Investment Management Services division to help coordinate the diverse services provided. She has been involved in banking and finance since 1990. Her management and operations experience gives her the resources necessary to lead a team of professionals offering banking and trust products and services with a high degree of personal attention.
Lory is a graduate of:
In addition, Lory has earned both the Florida Certification and National Certified Guardian designations. She serves on the Executive Committee for the Florida Bankers Association’s Trust and Wealth Management Division, volunteers with Tidewell Hospice and serves as a member of the Military Heritage Museum.
Contact: 941-624-5400Executive Vice President, Director of Trust and Wealth Management
Samuel Kiburz
Senior Vice President, Chief Investment Officer
Samuel manages the individual investment holdings of his clients, including individuals, families, foundations, and institutions throughout the State of Florida. He has been involved in banking since 1996 and has more than 20 years experience working in wealth management.
Samuel's education includes:
He has held the following licenses:
Samuel is a member of the Punta Gorda Police Officers’ Pension Board and the Charlotte County Estate Planning Council . He is an Eagle Scout and serves as Scoutmaster for Troop 95 of the Boy Scouts of America.
He has held the following non-profit positions:Senior Vice President, Chief Investment Officer
Gregory Thomas
Vice President, Portfolio Management Services
Greg manages the investment holdings of clients via their trusts, IRAs, or individually titled accounts. He also manages assets for private foundations and nonprofit organizations throughout the state of Florida.
Greg graduated from Mercy College in New York with a bachelor’s degree in government in 1988. He began his career in computer and internet technology in New York City and operated his own consulting and support firm in the early 2000s. He entered financial management in 2009.
Greg’s professional background includes:
In addition, Greg has held the following licenses:
Vice President, Portfolio Management Services
Brittney Anderson
Vice President, Client Services
Prior to joining Trust and Investment Management Services, acquired a wealth of banking and financial experience in a variety of positions involving operations, investment management, and retail and customer service.
Brittney was promoted to Vice President, Client Services in early 2022. She assists in managing individual investment holdings of clients. She works with the Investment Management Team to monitor market conditions, identify objectives, preferences and circumstances to develop specific investment policies for investors. Brittney provides oversight and monitors managed model portfolios to reflect significant change in any or all relevant variables as well as assisting in business development activities.
Brittney has an Associate Degree in Business from the University of Central Florida, specializing in Accounting and Finance. She has earned the American Bankers Association Trust Officer designation and is working toward achieving her Certified Trust Financial Advisor (CTFA) designation. Brittney is a native of the Port Charlotte area and is actively involved in the local community through autism awareness associations and performing arts enrichment programs.
Contact: 941-624-1924Vice President, Client Services
Rich Emch
Vice President, Trust Administrative Officer
Rich utilizes more than 30 years of experience in banking, finance, and investment management to help ensure his clients achieve their desired financial objectives for themselves and their heirs.
Education:
In addition, Rich has held the following:
Rich is a past president of the Economic Development Council of Charlotte County, Port Charlotte Toastmasters, Charlotte County Habitat for Humanity and the Rotary Club of Murdock.
Contact: 941-624-1956Vice President, Trust Administrative Officer
Dotti Giradi
Vice President, Trust Officer
As a Trust Officer, Dotti works with new and existing clients to serve as a point of contact to ensure that trust and investment management documentation is properly administered and that her clients’ wishes are carried out.
A native of Cambridge, Mass., Dotti moved to Florida in 1989 and joined Englewood Bank & Trust as a member of the Trust and Investment Management Services team in 2019.
Education and certifications:
Dotti is active in the Sarasota Chamber of Commerce. She has two adult children and one grandchild.
Contact: 941-223-6096Vice President, Trust Officer
Shirley Osuba
Vice President, Trust Officer
When Shirley joined Englewood Bank & Trust in 2019, she brought 25 years of experience in Trust and Finance to her new role as a Vice President and Trust Officer. She began her career as a probate paralegal for a prominent Sarasota, Fla., Law firm, then served as a Personal Trust Specialist a Trust Officer for a pair of major financial institutions.
Education and certifications:
Shirley grew up in the Philadelphia area and moved to Florida in 1989. She is a Foundation Board member and Operating Board member of Easter Seals of Southwest Florida, also known as Happiness House.
Contact: 941-888-6077Vice President, Trust Officer
Angie Misner
Vice President, Trust Officer
Angie has more than 10 years of banking and financial experience. She has worked in the real estate industry and has experience in retail and trust operations. She has completed all three years of Trust School through the American Bankers Association and is pursuing her certification as a Trust and Financial Advisor.
Angie works with new and existing clients, serving as a point of contact, ensuring that trust and investment management is properly administered to her client’s wishes. Her responsibilities include trust administration, retirement planning, investment management, developing asset protection strategies, addressing tax and estate planning issues, and implementing plans to reach clients’ goals.
Angie volunteers on behalf of many organizations, including Give Kids the World through the Make-A-Wish Foundation.
Vice President, Trust Officer
Kerry Hunter
Business Development Officer
An experienced member of the Trust and Investment Management Team at Englewood Bank & Trust, Kerry is responsible for developing new client relationships, assisting those with Living Trusts, IRA Rollovers, Investment Management Services and Charitable Giving Strategies.
Education:
Kerry served as Assistant Vice President and Branch Manager for a Sarasota bank from 2003 to 2006, then joined Englewood Bank & Trust as a Retail Banking Officer at the bank’s Boca Grande office.
Well known for her active, volunteer spirit, Kerry served as Treasurer and two-term President of the Boca Grande Area Chamber of Commerce, and Treasurer of the Venice Area Chamber of Commerce. She has chaired the Boca Grande Chamber’s Ladies Day Tarpon Tournament, the Boca Grande Christmas Walk, and the Englewood Bank & Trust United Way Committee.
Business Development Officer
Chris Eckstrom
Portfolio Manager
Chris Eckstrom, MBA, joined Crews Banking Corp. in early 2021 as a portfolio manager in the Trust and Investment Management Services division, serving clients at both Englewood Bank & Trust and Crews Bank & Trust. Originally from Jamestown, N.Y., Chris spent 13 years in Charlotte, N.C., before moving to Florida in 2007.
Education
Experience:
Chris and his family reside in Lakewood Ranch near Sarasota.
Contact: 941-248-7131Portfolio Manager
Christine Hause
Vice President
Vice President
Angie Parsons
Portfolio Manager
Portfolio Manager
Mark Uebelacker
Trust Officer
Trust Officer
