Personal checking

Checking as Bold as You

Managing your income and expenses is convenient and easy when your checking account fits your lifestyle. Whether you want to bank on the go or simply speak with a customer service representative, Englewood Bank & Trust has an account for you.

Each checking account includes:

  • Online Banking with Bill Pay and eStatements
  • Debit Card with MobiMoneyTM1
  • Automated Telephone Banking Service
  • Mobile Banking2 and Mobile Check Deposit3
  • Apple Pay4
  • Person-to-Person Payments5

See what sets each checking account apart:

Turn device to view entire table.
  • Classic Checking
  • Classic Plus Checking
  • Premium Checking (exclusively for customers 55 years of age or older)
Classic Checking Classic Plus Checking Premium Checking (exclusively for customers 55 years of age or older)
Minimum Opening Deposit $1 $1 $1
Interest Earned None Compounded monthly and credited monthly None
FREE Standards Checks 1 box per calendar year None None Included
Ways to avoid a monthly service charge To avoid a $5 monthly service charge, sign up for Online Banking and choose to receive eStatements. No minimum daily balance required and no monthly service charge with Direct Deposit or maintain $2,500 minimum daily balance in either a Savings, Money Market Account or Time Deposit to avoid a $12 monthly service charge To avoid a $2 monthly service charge, sign up for Online Banking and choose to receive eStatements

1MobiMoney app required on smart phone. Offers Debit Card usage alerts and other card-control features. Standard wireless carrier charges may apply. Check with your wireless carrier for details.

2Mobile App required on smart phone. Cell phone provider may charge additional fees for web browsing and/or text messages. In order to use Mobile Banking, the browser on your mobile device must be capable of storing cookies.

3Available for use with smart phone. Subject to eligibility. Deposits are subject to verification. Deposit limits and other restrictions apply. Must have Mobile App downloaded to your smart phone. Must retain checks for seven days prior to destroying. Check images will not be available. For copies, please contact Customer Service

4Available for use with smart phone. Some restrictions may apply.

5No need to exchange account numbers. $1 per payment fee. Cell phone provider may charge additional fees for text messages.

 

Englewood Bank & Trust has reciprocal agreements with Wauchula State BankCrews Bank & Trust and Charlotte State Bank & Trust so that you may use their ATMs without charge. We have also partnered with Presto to bring our customers access to a surcharge-free ATM network of more than 1,000 ATMs. Simply go to our locations page to locate the ATM nearest to you anytime you have the need for cash. If you choose to use your debit card outside of the surcharge-free ATMs, you will be assessed a $2 fee by Englewood Bank & Trust for each out-of-network transaction.

Overdraft Coverage

Avoid costly fees if you unexpectedly overdraft your account. Protect yourself with overdraft coverage.

Learn More
Papers (1)

Classic Checking Product Sheet

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Papers (1)

Classic Plus Checking Product Sheet

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Papers (1)

Premium Checking Product Sheet

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