Build a Nest Egg for Your Future

Personal Savings

Start working toward your financial goals sooner and get there faster with a Personal Savings account. 

Benefits of Personal Savings:

• Start with an opening deposit of only $1
• Interest bearing
• Free Online and Mobile Banking
• Access to electronic statements
• Convenient mobile deposits

With only a $1 minimum opening deposit and a $200 minimum daily balance, you will avoid a $2 monthly service charge. You may make no more than six transfers and/or withdrawals from your account during any one calendar month or statement cycle (the period from one statement to the next) or similar period of at least four weeks by pre-authorized or automatic transfer, or telephonic (including data transmission) agreement, order of instruction, or by check, draft, debit card, or similar order made by you and payable to a third party. You may make unlimited withdrawals (payments directly to you or transfers of funds from your account to any of your other deposit accounts or loan accounts with us) either in person at our locations, by mail, messenger, telephone (via check mailed to you), or by use of an ATM card (if applicable). An excess transaction fee of $3 is charged for each item over the regulatory limit. Paper statements are available upon request at no additional cost.

Holiday Club

Our Holiday Club account helps you prepare for what can be the most expensive time of year.

Benefits of Holiday Club:

• Only $1 opening deposit
• Interest bearing
• No minimum daily balance
• No monthly service charge
• Free Online and Mobile Banking
• Access to electronic statements

You may make no more than six transfers and/or withdrawals from your account during any one calendar month or statement cycle (the period from one statement to the next) or similar period of at least four weeks by pre-authorized or automatic transfer, or telephonic (including data transmission) agreement, order of instruction, or by check, draft, debit card, or similar order made by you and payable to a third party. You may make unlimited withdrawals (payments directly to you or transfers of funds from your account to any of your other deposit accounts or loan accounts with us) either in person at our locations, by mail, messenger, telephone (via check mailed to you), or by use of an ATM card (if applicable). 

Minor Savings

Our Minor Savings account helps children learn to manage their own money. 

Benefits of Minor Savings:

• Only $1 opening deposit
• Interest bearing
• No minimum daily balance for minor (opened for customers 18 years of age or younger with custodian)
• No monthly service charge
• Free Online and Mobile Banking
• Access to electronic statements

Paper statements are available upon request at no additional cost.

Money Market

Put your money to work for you. Earn a higher interest rate while maintaining flexibility to access your money through our Money Market account.

Benefits of Money Market:

• Only $1 opening deposit
• Higher interest rate
• Free Online and Mobile Banking
• Access to electronic statements
• Convenient mobile deposits

With only a $1 minimum opening deposit and a $2,500 minimum average daily balance, you will avoid a $12 monthly service charge. Tiered interest is earned on the daily balance and credited monthly. You may make no more than six transfers and/or withdrawals from your account during any one calendar month or statement cycle (in the period from one statement to the next) or similar period of at least four weeks by pre-authorized or automatic transfer, or telephonic (including data transmission) agreement, order of instruction, or by check, draft, debit card, or similar order made by you and payable to a third party. You may make unlimited withdrawals (payments directly to you or transfers of funds from your account to any of your other deposit accounts or loan accounts with us) either in person at our locations, by mail, messenger, telephone (via check mailed to you), or by use of an ATM card (if applicable). An excess transaction fee of $10 is charged for each item over the regulatory limit..

This is not a complete disclosure for Truth in Savings. For complete information on each account, please contact a Personal Banker at any branch office.

Individual Retirement Account (IRA) CD

Individual Retirement Account (IRA) with a Certificate of Deposit as the investment tool (CD IRA) is a secure way to plan for retirement.

• $50 minimum deposit
• Interest compounded and credited every three months
• No opening fees of any kind
• Maturities of one to five years
• Semi-annual statement provided

Early time deposit contract termination penalties and/or administrative fees apply to IRA Certificates of Deposit. The bank reserves the right to enforce the full term of any time deposit contract. If early contract termination is agreed to by the bank, the penalties and/or administrative fees would be applied as disclosed within the pertinent documents at the date of issue.