Mortgage Application Checklist | Englewood Bank & Trust

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Verification of Employment and Income

Personal tax returns for the past two years, including all schedules and W-2s
Paycheck stubs for the most recent 30 days
Retirement and/or Social Security award letter(s) for the most recent year
Bank statements, all pages even if blank, for the past two months or last quarter
Tax bill, homeowner’s insurance policy, and mortgage statement for all real estate owned

PenPaper

If Self-Employed

Business tax returns for the past two years, including all schedules
Year-to-date profit-and-loss statement
Current balance sheet

PenPaper

If You Are Purchasing

Fully executed purchase agreement including addendums
Copy of earnest money deposit check

PenPaper

If You Are Refinancing

Copy of warranty deed, if available
Copy of title insurance policy, if available
Survey, if available
Homeowner’s insurance policy
Flood insurance policy, if applicable

PenPaper

If Mobile Home Loan

Copy of driver’s license
Mobile home title

PenPaper

If Applying for a Construction-to-Permanent Loan

Plans, specs, and details of all costs, provided by the builder
Copy of construction contract
Copy of deed and/or owner’s title insurance policy if the property is owned