Mortgages

Local advisors help you pick the best loan for you.

You have to make many choices when buying a home. But you don’t have to decide alone. Our residential loan officers will help you choose the right loan.

We are experts at financing homes in the following housing markets:

Boca Grande

Cape Haze

Clearwater

Englewood

Gulf Cove

Manasota Key

Nokomis

Placida

Rotonda

Sarasota

St. Petersburg

Venice

Loans subject to credit approval. NMLS #511970

Purchasing or Refinancing

Whether you are financing your first home, a vacation home, or an investment property, we have options for you. We offer competitive rates, flexible terms, and an efficient application process. As a Florida community bank, we also make decisions locally.

Contact a Loan Specialist

Construction

With our construction-to-permanent loans, you can apply once and have a single closing.

VA Loans

We proudly offer VA loans exclusively for veterans and military personnel. Thank you for your service.

FHA

Flexible guidelines and down-payment requirements make FHA loans a popular option for Florida homebuyers. FHA loans also are government-insured.

Get Pre-Qualified

Find your dream home faster. Get pre-qualified so that you can make an offer with confidence, knowing you have the right financing to complete the deal. Pre-qualification is also quick and easy with no fees or obligations.

CONTACT A LOAN SPECIALIST

Application Checklist

Save time applying for your Florida mortgage. Find everything you will need in our application checklist.

Access Checklist

Ready to Apply?

Download and complete our application before visiting a branch.

Download Application

Let us hear from you.

Residential Mortgages Product Sheet

Download Here

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